I'm part of the first generation in both my mother's and father's families to earn a college degree. I never planned to go to college, never planned how I was going to pay tuition, and graduated after 5 years just short of a master's degree facing 25 years of debt repayment and more than $80,000 in interest. Now I'm making a plan to be debt free by age 33.
In which I explain how a middle-aged, married, school teacher can become a pedophile without having moral failings, and a homeless man deserves to be on a street corner no more than I deserve to be in my warm bed at night, with a paycheck, made out by an accounting office at a tech startup that I work at, being regularly electronically deposited into my bank account, and why we are all just acting the only way we know how, given the circumstances before us.